Finance

Financial insights

Finance

Smart investment strategies

Understanding the fiscal implications of buying luxury property abroad is crucial for a successful purchase. We provide expert analysis on Spanish mortgages, tax obligations, and currency exchange to help maximize your investment potential along the coast.

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Curated articles

Modelo 210: The Tax Return Every Non-Resident ForgetsFinance

Modelo 210: The Tax Return Every Non-Resident Forgets

Every non-resident who owns Spanish property must file Modelo 210 every year, even with zero rental income. Who files, the imputed income calculation with a worked example, deadlines, penalties and what changed in 2026.

Albert
Albert10 Aug 2026
4 min
Notary Fees in Spain: Calculating Property CostsFinance

Notary Fees in Spain: Calculating Property Costs

Discover how to calculate notary fees in Spain when buying property. Learn about the role of the Notario and how to budget for real estate costs.

12 Apr 2026
7 min
Andalucia Wealth Tax: Expat GuideFinance

Andalucia Wealth Tax: Expat Guide

Discover how recent changes to the Andalucia Wealth Tax impact expats and international buyers investing in high-end Spanish real estate.

7 Apr 2026
7 min
Spanish Mortgages 2026: Guide for ForeignersFinance

Spanish Mortgages 2026: Guide for Foreigners

Expert guide to non-resident mortgages in Spain 2026. Discover rates, requirements, and LTVs for buying in Costa Blanca and Costa del Sol.

Albert
Albert4 Jan 2026
5 min
Buying Spanish Property Using Home EquityFinance

Buying Spanish Property Using Home Equity

A comprehensive guide to financing a Spanish property using home equity ('overwaarde'), covering mortgages, taxes, and prime locations like Ibiza and Costa Blanca.

Albert
Albert20 Dec 2025
4 min
Spanish Property Taxes: IBI & Costs 2026Finance

Spanish Property Taxes: IBI & Costs 2026

A comprehensive breakdown of Spanish property taxes for 2026, focusing on IBI, non-resident imputed income tax, and maintenance costs.

Albert
Albert10 Dec 2025
5 min
Cost of Living Spain vs UK & NL: 2026 GuideFinance

Cost of Living Spain vs UK & NL: 2026 Guide

A detailed 2026 comparison of living costs including housing, utilities, groceries, and leisure between Spain, the UK, and the Netherlands.

Albert
Albert7 Dec 2025
4 min
Spain 2025: New Build Tax Exemption ExplainedFinance

Spain 2025: New Build Tax Exemption Explained

The proposed 100% tax on Non-EU buyers targets resale speculation, not new development. Learn how VAT rules protect your investment in new build properties.

Albert
Albert2 Dec 2025
4 min